DW45's Blog

Let's think briefly about  AUTO INSURANCE...the State says you MUST have it, and then gives the Ins Co.s free authority to set their own rules, and rates...due to their financial "requirements", owing to costs, type of coverage, inflation, etc...

Case in Point:: - My Beloved Wife, in  my Beloved  ALMOST new truck, in an unbeloved  traffic jam in Gaston Co., Christmas Eve, 2006 - She was already STOPPED in the inside Emergency Lane (left side),  - due to some fool causing an earlier slowdown/ minor wreck  -somebody couldn't wait to pee, I guess  -this was a full minute BEFORE  when she was twice hit from behind, with one going down the passenger side of my vehicle (I was not with her and her sister) -

For the Record: Neither my Wife nor I have ANY points on our State Driving Licenses -

MY Ins co., which rhymes alot with GEICO (they do give excellent rates) -is "A"

Party 2, whose Ins Co. rhymes alot with GMAC/Integon -is "B"

Party 3, whose Ins Co. rhymes alot with California Casualty-is "C"

After almost a year and a half, they have  "reviewed" my claim.....

"A" was willing to repair my truck, minus Towing Package and new tire (Factory Equipment).....to be fair, they didn't SAY my Collision would triple, but why the hell should I pay for it?

"B" and "C" are going around about "WE hit him, but HE hit your truck," etc...and WE hit your truck, but that's because HE hit US!.....Golly Gee.....What To Do?

OH, but wait! - "B" said an "unidentified vehicle" forced him out of his lane! - "C" picked up on that pretty quick, too, obviously no fool HE! - so now these triumvirates of Justice and the AMERICAN WAY  (pre-paid, no less) have decided there will be NO PAYMENTS rendered,  to ANYBODY, because they can all blame it on the "unidentified vehicle"!!!!....It was a full 4 months later before this "mystery vehicle" made an appearance ( by "B"'s "verbal account).....

The attending OFFICER at the SCENE called the Ins Co.s involved, left them the facts, contact info,etc...never even got a callback, nothing.....

Due to Familial business matters, I've spent too much money lately on $85.00/ half hour  (read 20 min )  USELESS Lawyers...Back in the good old days, you didn't pay a Lawyer (like a mechanic) until he did what you paid him to do...No real hope there - Talked to the NC Insurance Commission - they admitted their hands are basically tied, until a FEDERAL amount of cash is involved.....BLEEP?

Anybody out there have reasonable advice, or the number of a decent Lawyer in Gaston Co?.....

There is an Ins. Industry term called  "injury and several" to cover these situations, but apparently they don't  even want to split the LEGAL Liability, better to keep the BUCKS in the Family,  I guess.....

     It was just on the 8:44pm news (Ch 14)  that Mr. Nifong has been dropped as a defendent in the Duke LaCrosse players'  lawsuit - at least until his millionaire self gets out of banckruptcy ( so sayeth the JUDGE).....Does that mean all the others will still be sued?.....Lots of folks are locked up right now for indigency (homelessness) - What the hell is that,  even if it is a relief? - One day,  when I grow up,  I hope I'm rich enough to be poor in the eyes of the Law  - Gotta be a pretty good trick to that.....

      Let him do Community Service feeding  people at the Shelter like everybody else!

      Let's see if Al or Jesse climb out from under their respective rocks for this one.....

     I didn't catch the early details of this,  but I know the Sheriff resigned to take the Raleigh job - somebody accused the sucessors (both) of various shortcomings, but I thought the VOTE was supposed to settle it once & for all  (silly me) -  is THIS going to  end up in court,  like everything else in Charlotte does?

     This is a late,  but serious question -...........if the (interdepartment) candidates for the job were that bad,  then why were they on the force to begin with?.......What,  we've gotta go to California to find a new Sheriff too?  - (Re: CMS..... Peter Gorman HAS done an outstanding job) -

     For better or worse,  there's alot to be said for already knowing who you're dealing with,  and both these guys have been here awhile,  know the areas,  "temperament" of the natives, etc -

     I (sadly) understand the local politics & race issues (?) in this instance,  but can't we just for once give the job to whoever is best qualified,  without complicating a simple, everyday business decision?

     OK,  somebody lay the truth on me...................

       We need to give Ms Fair a raise, and put her back to work - we need a LOT more like her  -                                                 
                                                       
                                                       
               What a shame those poor,  underpriveliged,  pure-minded ,  lily- whte conscienced CHILDREN had to put up with their OWN SCHOOL TEACHER  possibly giving them a low grade in CONDUCT - the CEL phones probably didn't help -

     What IS the world coming to,  when you are at least partially responsible for  your own behavior ?

     I can only hope that these well grounded,  confident and secure young ADULTS, are not forever scarred by this traumatic experiencce.....